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Bank statement loans.

For self-employed borrowers. Qualify using your bank statements instead of tax returns.

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Next is a short form. Alexander reviews it and contacts you with your options.

Illustration of a shop owner with paperwork and a laptop at her counter

Who it fits

  • You own a business or work for yourself.
  • Your write-offs make your tax returns show less income.
  • You can provide business or personal bank statements.

Know this first

  • You still have to show you can repay the loan.
  • Lenders usually ask for several months of statements.
  • Terms often differ from a conventional loan, so we compare them with you.

Common questions

Is this a no-doc loan?

No. You do not use tax returns, but your bank statements document your income.

What if I do not have enough deposits?

There may be another route, such as qualifying with your assets. Tell us your situation and we will look.

Subject to credit approval and lender guidelines. Not available in every state. Not an offer or commitment to lend.

Get started

Put us to work on your rate.

What happens after you send this:

  1. Alexander reviews what you sent.
  2. He contacts you and asks anything he still needs.
  3. He compares lender options and walks you through them.
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